20-21 Bacone College Academic Catalog, last updated July 29, 2020


Office of Financial Aid Mission Statement

The Office of Financial Aid is dedicated to assisting all students in finding the financial means necessary for the attainment of their educational goals. We are committed to creating a friendly, Christian-focused, professional and effective customer service environment to better serve American Indian and other students and the Bacone College community.

Snapshot of Our Financial Aid

Bacone College's financial aid program is designed around the federal system of need-based student aid to ensure that all qualified and motivated Americans have the financial means to pursue higher education at Bacone College. Our present configuration of federal, state and tribal grants, work-study, and loan programs was designed to offer all qualified students a chance to advance their minds, skills, and economic potential, while also providing for the betterment of society. We are committed to working with students and families to make higher education affordable. Most federal and state educational assistance is based on financial need as determined by the information provided on the Free Application for Federal Student Aid (FAFSA). Financial need is the difference between the cost of attending Bacone College and the Estimated Family Contribution (EFC). The EFC is calculated using formulas prescribed by the U.S. Department of Education. The applicant must have a high school diploma, GED, or demonstrate the ability to benefit in order to receive financial aid at the institution to which he/she is applying according to the guidelines set forth by the Department of Education.

Some additional requirements for financial aid are:

  • Students must maintain a cumulative 1.60 grade point average (GPA) for the first 30 credit hours attempted.
  • Students must maintain a cumulative 1.80 grade point average (GPA) for the 31-60 credit hours attempted.
  • Students must maintain a cumulative 2.0 grade point average (GPA) for the 61 or more credit hours attempted.
  • Students must successfully complete at least 67% of all attempted course hours. Withdrawals,  I,  F, and other unsatisfactory grades are examples of grades that will be counted against the completion rate.
  • Federal Regulations require a Title IV Funds calculation must be completed for any recipient of Title IV grant or loan assistance that receives all "F's" for a semester and does not post attendance in any of their enrolled classes for at least 60% of a particular semester.
  • Audit courses do not qualify for financial aid. Should a student receive financial aid for any classes, or hours, which are later changed to audit, the student will be required to repay any applicable financial aid funds.

Financial Aid Application Process

1.      Apply for admission to Bacone College.

2.      Complete the Free Application for Federal Student Aid (FAFSA) as soon as possible after January 1st of each year. FAFSA forms are filed electronically on the Internet at www.fafsa.ed.gov. Bacone College's school code for the FAFSA is 003147.

3.      Respond promptly to any correspondence requesting additional information. For example: Federal Tax Transcripts, Student Data Forms, Verification Worksheets, etc.

4.      If you have any questions or concerns, please contact the Financial Aid Office at the number listed below:

            Office of Financial Aid
            Bacone College
            2299 Old Bacone Road
            Muskogee, Oklahoma 74403-1597

            TOLL FREE: 888-682-5514
            e-mail:  finaid@Bacone.Edu


Types of Financial Assistance Available


Federal and State Grant Aid

The Federal Pell Grant is based on financial need and is available to undergraduate students only. The award amounts can change yearly. The amount that a student can receive is based not only on the financial need but also the cost of attendance and the enrollment status as full-time or part-time.

Federal Supplemental Educational Opportunity Grant (FSEOG): $500 per year

Federal Supplemental Educational Opportunity Grants (FSEOG) are offered to full-time undergraduate students with demonstrated exceptional need as determined by the FAFSA. Awards are based on the student's FAFSA application date and are made to Pell-eligible students who have submitted all requested documentation. Funds are limited, and students are encouraged to apply early and submit requested documents (such as tax transcripts) in a timely manner. Students must maintain Satisfactory Academic Progress to be eligible for FSEOG.

Oklahoma Tuition Aid Grant (OTAG): Up to $1,300 per year      

OTAG is a financial-need based grant available to Oklahoma residents only. Students automatically apply for it by completing a FAFSA, and must be enrolled at least half time. Students who have listed Bacone College on their FAFSA are selected by Oklahoma State Regents and reported to us. The Oklahoma State Regents may change the FAFSA completion deadline based on the amount of funds available and the number of students eligible for awards. Students who complete the FAFSA after March 31st may not receive funds from this program.

Oklahoma Tuition Equalization Grant (OTEG): Up to $2,000 per year  

OTEG is also a financial need based grant available to Oklahoma residents only. There are specific rules for this grant and they are dictated by the Oklahoma State Regents.  Students automatically apply for it by completing a FAFSA, and must be enrolled full-time. The Regents direct Bacone College on criteria and awarding practices.

Oklahoma Higher Learning Access Program (OHLAP): $181 per credit hour   

OHLAP is a unique program set by the Oklahoma Legislature for eighth-, ninth- and tenth-grade students. Below are some of the requirements:

Oklahoma resident; Enrolled in the eighth, ninth or 10th grade in an Oklahoma high school; student’s parents, custodians or guardians earn less than $50,000 per year.  For the 2020-2021 year, the amount awarded for OHLAP students at Bacone College was $181 per credit hour (per credit dollar amount is coming from the OK State Regents Office).

Federal Work Study (FWS): Up to $1600 per year

The FWS program is a financial need based program that provides part-time jobs on campus to help students earn money to pay for school. Students are paid at least minimum wage, and the financial aid office determines the yearly amount awarded to the student. The FWS program encourages community service and helps students gain valuable work experience while paying for their education.

Veterans Education Benefits

Bacone College is approved to train students under all chapters of GI Bill®[1] benefits including VA Vocational Rehabilitation and the Post 9/11 GI Bill®. The VA Certifying Official, located in the Registrar’s Office at the Welcome Center, will provide information and assistance in the proper completion of all forms. When all required forms and documents have been submitted to the Registrar’s Office, students eligible for VA education benefits will be certified to the VA promptly. Students must request certification for every semester in which they enroll and want to receive their VA education benefits.

To research exactly what benefit you may be eligible to receive, or if you are eligible for more than one chapter of benefits, which benefit is your best option, or to find in-depth information about the various chapters, go to the GI Bill® website: ww.gibill.va.gov.

If students wish to contact the VA Regional Processing Office in Muskogee, OK, the following are toll free telephone numbers at which they can contact the VA directly: Call 1-888-GIBILL1 with questions concerning your VA education benefits, or call 1-800-827-1000, with questions pertaining to all other Veterans benefits.

Students utilizing VA education benefits must turn in all previous transcripts and training records to be evaluated for prior credit, whether or not prior credit is granted.

Students utilizing VA education benefits may be in debt to the VA for withdrawing or being dismissed from courses early.

To research exactly what benefit you may be eligible to receive, or if you are eligible for more than one chapter of benefits, which benefit is your best option, or to find in-depth information about the various chapters, go to the GI Bill®[2] website: ww.gibill.va.gov.

If students wish to contact the VA Regional Processing Office in Muskogee, OK, the following are toll free telephone numbers at which they can contact the VA directly: Call 1-888-GIBILL1 with questions concerning your VA education benefits, or call 1-800-827-1000, with questions pertaining to all other Veterans benefits.

For All Students Using Veterans Benefits

You must notify the Bacone College Veteran Student Certifying Official in the Registrar’s Office of the following:

  • Adds
  • Drops
  • Withdrawals
  • Cancelled courses
  • Degree changes
  • Major changes
  • Non-attendance
  • Repeated courses

Failure to notify the Bacone College Veteran Student Certifying Official of changes could result in delays in your payments from the VA or an overpayment which will require you to reimburse the VA for paid courses.

Services for Students

VA benefits-eligible students are encouraged to use other campus services and programs including advisement, tutoring, and Veterans Administration paid work-study.

Tribal Grant Aid

Tribal Grants: Higher ED Grants are provided to supplement financial assistance to eligible American Indian/Alaska Native students entering college seeking a baccalaureate degree. The Higher Education Grant Program is not an entitlement program. Students do not automatically receive funding because they are American Indian/Alaska Native. Students must meet certain criteria in order to apply for a Higher ED Grant. Bacone College receives tribal grants from over 25 different Indian tribes. All American Indian students are encouraged to apply with their respective tribes. Contact your tribes Higher Education Office or Administrator to apply for tribal scholarships and grants. You must be an enrolled tribal member in order to be considered for tribal assistance.  If you are not enrolled, contact the particular tribal government and apply for enrollment.  Bacone College recognizes both federal and state recognized tribes.  Below is a partial listing of tribes whose students have attended Bacone College: 



Oklahoma Tribes


Absentee Shawnee Tribe

(405) 275-4030

Fax (405) 275-1922

Ft. Sill Apache Tribe

(580) 588-2298

Fax (580) 588-3133

Peoria Tribe of Indians OK

(918) 540-2535

Fax (918) 540-2538


(405) 452-3987

Fax (405) 452-3968

Iowa Tribe of Oklahoma

(405) 547-2402

Fax (405) 547-5294

Ponca Nation

(580) 762-8104

Fax (580) 762-2743

Apache Tribe

(405) 247-9493

Fax (405) 247-2686

Kaw Nation of Oklahoma

(580) 269-2552

Fax (580) 269-2301

Quapaw Tribe

(918) 542-1853

Fax (918) 542-4694

Caddo Tribe

(405) 656-2344

Fax (405) 656-2892

Kialegee Tribal Town

(405) 452-3262

Fax (405) 452-3413

Sac & Fox Nation

(918) 968-3526

Fax (918) 968-1142

Cherokee Nation

(918) 456-0671

Fax (918) 458-5580

Kickapoo Tribe of Oklahoma

(405) 964-2075

Fax (405) 964-6211

Seminole Nation

(405) 257-6287

Fax (405) 257-6205

Cheyenne-Arapaho Tribe

(405) 262-0345

Fax (405) 262-6872

Kiowa Tribe

(580) 654-2300

Fax (580) 654-2188

Seneca-Cayuga Tribes

(918) 542-6609

Fax (918) 542-3684

Chickasaw Nation

(580) 436-2603

Fax (580) 436-4287

Miami Nation

(918) 542-1445

Fax (918) 542-7260

Shawnee Tribe

(918) 542-2441

Fax (918) 542-2922

Choctaw Nation

(580) 924-8280

Fax (580) 924-1150

Modoc Tribe of Oklahoma

(918) 542-1190

Fax (918) 542-5415

Thlopthlocco Tribal Town

(918) 623-2620

Fax (918) 623-1810

Citizen Potawatomi

(405) 275-3121

Fax (405) 275-0198

Muscogee Creek Nation

(918) 732-7600

Fax (918) 758-1434

Tonkawa Tribe

(580) 628-2561

Fax (580) 628-3375

Comanche Nation

(580) 492-4988

Fax (580) 492-3796

Osage Tribe

(918) 287-5432

Fax (918) 287-2257

United Keetoowah Band of Cherokees (918) 431-1818

Fax (918) 431-1873

Delaware Nation

(405) 247-2448

Fax (405) 247-6329

OTOE-Missouria Tribe

(580) 723-4466

Fax (580) 723-4273

Wichita & Affiliated Tribes

(405) 247-2425

Fax (405) 247-2430

Delaware Tribe of Indians

(918) 336-5272

Fax (918) 337-5513

Ottawa Tribe

(918) 540-1536

Fax (918) 542-3214

Wyandotte Nation

(918) 678-2297

Fax (918) 678-2944

Eastern Shawnee Tribe

(918) 666-2435

Fax (918) 666-2186

Pawnee Nation of Oklahoma

(918) 762-3621

Fax (918) 762-6446

Yuchi (Euchee) Tribe

(918) 224-3065

Fax (918) 224-3065



Out-of-State Tribes


Mississippi Band of Choctaws

(601) 650-7409

Fax: (601) 650-7413


Seminole Tribe of Florida

(877) 592-6537

Fax: (954) 893-8856



Chehalis Tribe

(360) 273-5911

Fax: (360) 273-5914


Eastern Band of Cherokee

(828) 497-4222

Fax: (828) 497-9750



Virginia Tribes

Chickahominy, Eastern Division (aka Eastern Chickahominy Indian Tribe)

(804) 966-7815

Monacan Indian Nation (formerly Monacan Indian Tribe of Virginia)

(434) 946-0389

Nansemond Indian Tribal Association

Refer to website

Pamunkey Nation

Refer to website

Rappahannock Indian Tribe (formerly United Rappahannock Tribe)

(804) 769-0260

The Upper Mattaponi Indian Tribe (formerly Upper Mattaponi Indian Tribal Association)

(804) 769-0041




Types of Loans offered at Bacone College:

Effective July 1, 2010 the William D Ford Federal Direct Loan program became the sole provider of Federal Direct Stafford and PLUS loans at Bacone College. Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education (hereinafter will be called "the Lender") rather than a bank or other financial institution.

Students and/or parents borrow directly from the federal government and have a single contact-the Direct Loan Servicing Center-for everything related to the repayment of your loans, even if you receive Direct Loans at different schools.

Students have online access to your Direct Loan account information 24 hours a day, 7 days a week at Direct Loans on the web at www.dl.ed.gov.  Students can choose from several repayment plans that are designed to meet the needs of almost any borrower, and you can switch repayment plans if your needs change.

If you have previously borrowed a federal Stafford, PLUS, or Graduate PLUS loan through a private lender in the FFELP loan program (Wells Fargo, Bank of America, Citibank, Sallie Mae, Discover, etc.,) they will no longer be offering loans and you will need to sign a new Master Promissory Note (MPN) with the Direct Loan program.

  • The Federal Direct Subsidized Stafford Loan is federally-sponsored “need-based” loan. The federal government pays the interest while you are enrolled at least half time, during the "grace period", and authorized periods of deferment. Interest begins to accrue when you enter repayment.
  • The Federal Direct Unsubsidized Stafford Loan is a federally-sponsored loan which has no interest subsidy. The interest accrues from the date of disbursement. You may pay the interest while you are enrolled or defer the interest. Accrued interest will capitalize once when you enter repayment. Students are encouraged to make the interest payments while in school to help decrease the total costs of the loan.
  • Go to the Direct Loan website at https://studentloans.gov for more information including completing the Master Promissory Note (MPN) and signing using your FAFSA PIN.
    New borrowers must electronically sign the Master Promissory Note before we will certify your loan(s) with the lender.
  • Complete the ENTRANCE COUNSELING at https://studentloans.gov.  All new student loan borrowers must complete Entrance Counseling before Stafford Loan funds will be certified for disbursement.

Fees, Interest and Repayment:

  • UNDERGRADUATE STUDENTS: As of July 1, 2018, the interest rate on a new Subsidized Federal Stafford Loan is a fixed 5.05%.
  • For ANY students who borrow an Unsubsidized Federal Stafford Loan, the interest rate is a fixed 5.05%.
  • You may pay up to 1.0% in loan fees.
  • For loans disbursed prior to July 1, 2006, the interest rate continues to be variable based on the 91-day T-bill.
  • Repayment begins six months from the date of graduation, withdrawal, or enrollment less than half time. There is no pre-payment penalty.

Important Information:

Academic year loans are disbursed in equal increments, one each semester or term.

You are required to maintain Satisfactory Academic Progress (SAP) in order to receive the Federal Stafford Loan. Undergraduate students must maintain a cumulative GPA 2.0 or better; Furthermore, you must earn the credits for your enrollment/funding status. This is a brief synopsis only; you are required to read and understand the entire Bacone College SAP policy.

Direct Loan Servicing

This is your site for managing your account, view your account balances and payment history, enroll in electronic services, make online payments and change your billing options. Also 1098-E tax information and loan consolidation.

Manage My Direct Loan

This site is your source for information from the U.S. Department of Education about how to manage your student loans. It is also the site to sign the Master Promissory Note and Complete Entrance Counseling. Information on repayment plans and calculators, loan discharge, public service and teacher loan forgiveness programs are available.

National Student Loan Database System (NSLDS)

This site is an excellent resource to help you track the principal and outstanding aggregate limit on your entire FFELP and Direct Stafford Loan borrowing history.


This site offers financial literacy information, creating a budget using EdWise, information on repayment and loan forgiveness programs and your right and responsibilities as a loan borrower.


The Office of Financial Aid is required to ensure student loan lenders are updated several times a year with current enrollment status. If you borrowed a loan at another school and now would like your previous loan deferred, please contact your previous lender. If they request Bacone College to complete a Deferment Form, you may submit the form to the Registrar’s Office that will verify your current enrollment status at Bacone College. Deferment forms can be obtained from your lender, and may be available for download from their website.


Once you graduate or drop below half-time, you have a one-time six month "grace period" before repayment begins. If you are not able to make the scheduled payments, contact your lender for a deferment, forbearance, or to discuss other repayment plans.

Achieving Your Financial Goals - Paying It Back:

When borrowing student loans, it is the borrower's responsibility to ensure the loan is paid back in accordance with the terms detailed in the Master Promissory Note. Bacone College has partnered with lenders and guarantors to develop a comprehensive default prevention plan. If you are delinquent in repayment, the College, the lender, and the guarantor will contact you to reestablish satisfactory payment arrangements.

Defaulting on a federal student loan is very serious and could have costly consequences such as:

  • Negative Credit History
  • Wage Garnishment
  • Higher Interest Rates on Future Purchases
  • Denied Consumer Loans and Loss of Eligibility of Future Financial Aid
  • Stress
  • Collection costs
  • Offset paid out of federal tax returns, state tax returns, lottery winnings, and other federal and state funds

Academic Year Borrowing Limits by Class Standing

Dependent Students

Class Standing

Cumulative Credits Earned

Base Stafford Loan Eligibility
(Subsidized and Unsubsidized)

Additional Unsubsidized
Stafford Loan Eligibility


0-30 credits




31-60 credits




61-90 credits



Senior or 2nd BA

91+ credits




Independent Students and Dependent Students Whose Parents Are PLUS Denied

Class Standing

Cumulative Credits Earned

Base Stafford Loan Eligibility
(Subsidized and Unsubsidized)

Additional Unsubsidized
Stafford Loan Eligibility


0-30 credits




31-60 credits




61-90 credits



Senior or 2nd BA

91+ credits




Aggregate Lifetime Limits


Maximum Stafford Loan Eligibility

Dependent Undergraduate

$31,000 (no more than $23,000 of which may be subsidized)

Independent Undergraduate

$57,500 (no more than $23,000 of which may be subsidized)

Federal Direct Parent Loans: The Parent Loan is an unsubsidized loan; interest begins to accrue when the student (the parent) receives the first loan disbursement. The Federal Direct Parent (PLUS) Loan interest rate, which is set by the federal government, is fixed at 7.6% for loans disbursed after July 1, 2018. The federal government charges Parent Loan borrowers a 4.29% origination fee; however, 1.5% of the fee is rebated up front when the loan is disbursed. For example, if a parent borrows $5,000, the student will receive $4,875 ($5,000 X .025 = $125). When loan repayment begins, parents must make the first 12 loan payments on time or the amount rebated will be charged back to the total loan amount.

Private Collegiate Loans or Alternative Loans: This type of loan is available to students who have utilized all their loan eligibility for the subsidized and unsubsidized loans. It also provides a dependent student with an alternative if the Parent Plus Loan has been denied. There are several alternative loans that are available for students, and each lender dictates its own rules and regulations. For example, the Wells Fargo Collegiate Loan Program is available for U.S citizens, permanent residents and international students who are temporary residents. The loan is based on positive credit histories, and a co-signer is required. Origination fees are determined by the private loan lender(s), and the annual loan amount may vary between $1,000 and $25,000 but cannot exceed the cost of education. The interest rate is variable, is determined by the lender, and begins upon disbursement. The financial aid office certifies the loan amount a student can receive.

Assistance From Other Sources: Other sources of state and federal financial assistance are available to qualified students including Vocational Rehabilitation, Veterans education benefits, Workforce Oklahoma, and assistance from the Department of Human Services. Students are encouraged to contact the appropriate government office in their community for more information about these programs.

Helpful Websites for Scholarship Search

Below is a list of websites that can be used for scholarship search:


Change of Major or Second Degree

Students who change their major or course of study are advised to try to complete their degree or certificate in a reasonable, prescribed amount of time in order to retain eligibility for financial aid. All students enrolled in an eligible degree program may attempt 150% of the hours required in pursuit of that degree or certificate.

Students who have a degree and are pursuing a second degree of the same type are required to meet with an advisor in the new major to establish what classes are needed to complete the new degree. Students can only receive financial aid for up to 150% of these hours.

Transfer Students

The Office of Admissions reviews academic transcripts for all transfer students.  Transfer students with no grade history at Bacone College are placed on financial aid probation their first semester of attendance if the transcript shows that the minimum requirements shown below have not been met. Transfer students admitted on financial aid probation are eligible to receive financial assistance their first semester of attendance. Continuation of financial aid eligibility beyond the first semester of attendance will be approved only if the requirements shown below are met.

Academic Progress – Satisfactory (policy revised 12-22-16)

Bacone College requires that all of its students make satisfactory academic progress toward a degree in order to remain eligible as an enrolled student. Satisfactory academic progress is also necessary for students applying for and receiving assistance through the Federal Pell Grant, Federal SEOG, Federal Work Study, Oklahoma Tuition Aid Grant (OTAG), and Oklahoma Tuition Equalization Grant (OTEG) Oklahoma Higher Learning Access Program (OHLAP), Direct Subsidized Stafford Loan, Direct Unsubsidized Stafford Loan, Direct Parent PLUS Loan programs and VA education benefits. .  Bacone College students must meet THREE requirements to maintain their enrollment and, if applicable, financial aid eligibility:

·         Students are required to maintain a minimum cumulative grade point average, and

·         Students are required to complete (pass) a certain percentage of hours they attempt, and

·         Students must complete their degree within a timely manner.

These three requirements are summarized in the following charts. Failure to meet these minimum academic standards can result in the loss of continued enrollment and financial aid eligibility. Students are expected to know, based on this Satisfactory Academic Progress Policy, when they may be placed on warning, probation, or suspension. Satisfactory academic progress is reviewed at the end of each academic semester once grades have been posted.

1) Grade Point Average Requirement - Each student must meet a minimum cumulative grade point average to remain eligible for continued enrollment and federal student aid.


Satisfactory Academic Progress Policy Requirements

Undergraduate Students

Total Hours Attempted from all Institutions

1-30 Credit Hours

31-60 Credit Hours

61 or more Credit Hours

Minimum Cumulative GPA Requirements

1.60 GPA

1.80 GPA

2.0 GPA


2) Satisfactory Completion of Semester Hours Requirement - Students must also successfully complete and pass 67% of all courses they attempt. Grades of A, B, C, D, F, P, S, W, AW, WP, WF, I, N, NA, NP, X, and U are all considered attempted hours. All transfer hours are included in this calculation.


Percentage of cumulative attempted hours a student must complete to remain eligible for Federal Student Aid

 Undergraduate Students

Students must successfully complete:

67% of all attempted hours


3) Maximum Time Frame for Degree Completion - Students must complete their degree program within an allotted time frame to remain eligible for financial aid. The chart below indicates the time frame in which a degree must be acquired. Be aware that hour limits are cumulative; therefore, all hours from all institutions attended will be included, even if a student did not receive federal student aid. For financial aid purposes grades of A, B, C, D, F, P, S, W, AW, WP, WF, I, N, NA, NP, X, and U are all considered attempted hours. Once students reach their maximum time frame for their specified degree, they are no longer eligible for federal student aid.


 Attempted Hours Allowed for Earning a Degree

186 HOURS - First Bachelor's Degree


Repeated Coursework - Title IV funds may only pay for one repeat of a previously passed course. More than one repeated course will not be calculated in your enrollment status pertaining to Title IV funds.

Satisfactory Academic Progress Evaluation

Satisfactory Academic Progress is evaluated at the conclusion of each academic semester after grades have been posted. All attempted and transfer hours are counted during this evaluation.

·         Warning is given to students for one semester who do not meet either requirement #1 or #2 shown above. This is a warning status and students can continue enrollment and receive financial aid during their next semester of attendance. Note: A warning is not given to students regarding maximum time frame, it is the student's responsibility to know how many hours they have attempted and where they stand.

·         Suspension will be required for any students who fail to meet either requirement #1 or #2 at the conclusion of their warning semester. Students cannot receive funds from the aid programs listed above while suspended.

·         Probation will be required for all students who appeal their suspension and the appeal is granted.  Probation is contingent upon the student making satisfactory academic progress.  Failure to meet academic progress standards will result in suspension.  Continued probation may be necessary for students who are making significant progress but still unable to meet the standards set above.

·         Rules are applied uniformly to all students.


      Appeal of Suspension

A student with extenuating circumstances may appeal a suspension by submitting a typed appeal to the Office of Academic Affairs AND the Office of Financial Aid (if applicable). Appeals must explain in detail why the student failed to meet the minimum academic standards, what extenuating circumstances caused the failure, and how the situation has since improved. Examples of extenuating circumstances include illness, medical issues with immediate family members, or a death in the family.

Personal or financial issues with family, friends, or roommates are not considered extenuating circumstances. A student's typed appeal should include:

·         The reason(s) why the student failed to meet Satisfactory Academic Progress.

·         Supporting documentation that may be pertinent to the student's appeal.

·         An academic plan for success. (Details will be outlined in students’ suspension letter)

The Office of Academic Affairs and the Office of Financial Aid (if applicable) appeal committees will evaluate all documentation submitted and the student's appeal will be approved or denied. The results of the appeal will be emailed/mailed by USPS within approximately ten (10) working days after the appeal is received in the Office of Academic Affairs. If denied, the student's academic and financial aid suspension is upheld, the student will be ineligible to enroll.  A student suspended for failure to meet the Financial Aid academic progress standards can enroll but is responsible for paying for their own educational costs until the student improves his/her scholastic record to meet the minimum standards for financial aid. Students who were denied due to maximum time frame are responsible for paying for their own educational costs for the remainder of their degree program. If approved, the student will either be: Placed on probation for one semester only, or placed on a continued probation based on the academic plan for success that they submitted with their appeal.

The student's approval email/letter will explain all requirements that must be met during his/her probationary period to continue as a Bacone student and to receive financial aid. A student who fails to complete a single course or has a complete withdrawal from the college after receiving financial aid may be automatically placed on suspension.

Student Satisfactory Academic Progress Responsibility

Students are held responsible for reading and understanding the Satisfactory Academic Progress eligibility requirements and knowing their status at the end of each semester. If questions arise, contact the Office of Financial Aid toll free at 888.682.5514.


Refund Policy for Financial Aid Recipients Who Withdraw or Do Not Receive Passing Grades in Any Enrolled Courses

(Return of Title IV Funds)

To officially withdraw from all courses students must go online to www.bacone.edu and complete the withdrawal process electronically.  If students have any questions with the electronic withdrawal process they are encouraged to contact Bacone College toll free at 888.682.5514 for assistance.

Students receiving federal financial assistance who completely withdraw from all classes, or fail to receive a passing grade in all courses during a period of enrollment, will be subject to the Return of Title IV Funds refund policy required by federal regulation. The Return of Title IV Funds are calculated during each period or term of enrollment. This policy applies to students receiving assistance through the PELL Grant, Supplemental Education Opportunity Grant (SEOG), Direct Subsidized Stafford Loan, Direct Unsubsidized Stafford Loan, and Direct Parent PLUS Loan programs.

This policy assumes students “earn” their financial aid based on the period of time in which they are enrolled through the semester. This policy refers to two types of withdrawals; official and unofficial. When a student officially withdraws from all courses, the Office of Financial Aid will receive notification and will determine the date of withdrawal, institutional charges, and all aid disbursed.  At the end of each semester, those students who did not receive a passing grade in any of their courses may be considered an unofficial withdrawal. These students’ withdrawal dates will be at the midpoint in the semester, the last time they attended class, or any scheduled academic event related to the period of enrollment. For those students who fail to return from an approved leave of absence, the withdrawal date will be designated as the date the leave of absence began.  After determining students’ withdrawal dates, official or unofficial, the Office of Financial Aid must then determine if the amount of aid disbursed to the student is greater than the amount the student earned. Any unearned funds must be returned to the federal student aid programs. Students who remain enrolled beyond 60 percent of the semester are considered to have earned 100 percent of aid received. Students who are enrolled for less than 60 percent of the semester will likely be responsible for repaying a portion of the financial aid received.  When performing a Return to Title IV calculation, all students’ institutional charges, i.e., tuition, fees, and room and board, are included in the calculation, as well as all disbursed federal aid. Any refund amount calculated from this formula that the College must return will be returned to the appropriate federal aid programs as determined by the Return of Title IV Funds process. Any loan funds returned as a result of the Return of Title IV Funds process will go into repayment based on the regular repayment terms of their promissory note. Students must be aware that when the College is required to return unearned funds due to their withdrawal, they may have a balance due to the school. Bacone College must complete the Return to Title IV process within 45 days of the date of a student’s withdrawal. Students will be notified by mail within approximately two (2) weeks of this completed process.

Refund Policy for Students Who Are No Shows

For students who enroll and do not attend a single class, the following “No Show” Refund Policy will be applied as follows:

  • Administratively withdraw the student.
  • Assess a "No Show" fee of $1000 for students not registered to live in the dorms, and $2000 for students registered to live in the dorms.
  • Full refunds would be made for tuition or tuition, room, and board; all other fees are not subject to refund.

Refund Policy for Students Due to Medical Emergencies

The “Medical Emergency” Refund Policy will be as follows:

  • Administratively withdraw the student.
  • 50% refund of tuition and a prorated refund of room and board for students who cannot finish a semester due to a documented medical emergency.

Bacone College Scholarship Programs

(Completion of the FAFSA is required)

Each year many scholarships are awarded to deserving students based on merit and talent. If more than one scholarship is offered, the student will receive the highest award.  Completion of the FAFSA is required for all Bacone College scholarships.  Bacone College scholarships aid students in meeting their college tuition expenses and are not cash awards.  Bacone College scholarships cannot exceed a student’s total college expenses.  The scholarships listed below can be applied towards a student’s Tuition, Room, and Board as a main campus student enrolled full-time (minimum of 12 credit hours) in the fall and spring semesters, and must meet all other criteria established by the administration of Bacone College. Failure to comply with any of the Bacone College scholarship criteria during the course of a semester will result in the modification or forfeiture of the scholarship, including possible prorating in the current semester.

Bacone College Institutional scholarships, when added together with all other federal and state grants, or any other scholarships and grants, will not exceed the total cost of Tuition, Room, and Board. Bacone College Scholarships do not cover fees or books. Federal Work Study, Tribal Awards, and student loans can be used to cover outstanding balances, fees and/or books. All institutional scholarships will be applied with one-half of the award for participation during the fall semester and one-half of the award for participation during the spring semester.  If a student withdraws from a semester completely, or falls below full-time status, their Bacone College Scholarship will be pro-rated from the last day of full-time attendance.

Applications for scholarships will be accepted until all scholarships are allocated.  All scholarships are applicable for full-time attendance only and may be reduced according to Bacone College policy.  Unless specified, all scholarships are tuition only scholarships valid in the fall and spring terms only.  Students who receive an athletic scholarship or any institutional funding over 50% of tuition must be a residential student.

Scholarship Opportunities at Bacone College


Overall Average for Athletics is $7000 / YR on Campus or $3800 / YR for off campus (GPA Requirement to maintain scholarship: 2.0)

Academic Scholarships (Incoming Freshmen Only): 

**Bacone College Scholars Society:  Merit based scholarship for first-time freshmen.  Scholarship is valid for up to four years of attendance at Bacone College and funds up to $7000.  Must meet 2 of 3 criteria for initial eligibility: 

  • A minimum ACT composite score of 24;
  • A high school GPA of at least 3.75;
  • High school standing within the top 10% of graduation class.

Members of the Bacone College Scholars Society are expected to participate in various leadership roles on campus such as Student Government Association, the Baconian Newspaper, Campus Ambassador’s, etc.  Students will be eligible to participate in special classes, seminars and workshops. (GPA Requirement to maintain scholarship:  3.5)

**Presidential Scholarship: Merit based scholarship for first-time freshmen.  Scholarship is valid for up to four years of attendance at Bacone College.  Must meet 2 of 3 criteria for initial eligibility:

·         A minimum ACT composite score of 23:

·         A high school GPA of at least 3.50;

·         High school standing within the top 15% of graduating class.

(GPA Requirement to maintain scholarship:  3.25)

** Bacone College Scholars Society and Presidential scholarships must be accompanied with two (2) written recommendations from a teacher, school counselor, or principal, and a two (2) page, typewritten, double-spaced essay describing your qualifications as a leader or significant achievements the student has accomplished**

Success Scholarship:

For Non-resident students.

Initial Eligibility Requires Meeting the Following Two Criteria:

  • Meet admission requirements into Bacone College; and
  • Demonstrate a financial need. Renewable Each Year Up To Four Years Based on the Following Criteria:
  • Be a student in good standing;
  • Maintain a full academic load of at least 12 credit hours per semester, and
  • Maintain a minimum GPA of 2.5.

Alexander Posey Scholarship (100 Available / 50 reserved for Creek Students)

  • Must be an enrolled member of a federally recognized tribe OR
  • Must maintain full time status
  • Must maintain a minimum GPA requirement of 2.0

Rennard Strickland School of Criminal Justice:

  • Rennard Strickland Learning Work Community- limited to 10
  • Rennard Strickland Students of Promise
  • Non-Native


Descendant Scholarship:

Eastman Richard Scholarship:

Provides a full tuition scholarship to needy and deserving students who are direct descendants of Eastman Richard.


  • Awards are for tuition at Bacone College only and do not cover the costs of fees or books.
  • If there is not an eligible scholarship recipient to award the Eastman Richard Trust Scholarship to, it will not be awarded during that year.
  • Additional gifts may be added to the endowment at any time.
  • Each prospective Bacone College Student who is a candidate for the Eastman Richard Trust Scholarship, shall have their eligibility for the scholarship as a descendant of the Eastman Richard family certified by two living descendants of Eastman Richard, Esther Holloway and Bettye Snider.
  • Unless the prospective student is fully certified by Esther Holloway and Bettye Snider as decedents of Eastman Richard, the prospective student is not eligible to receive the scholarship.
  • Esther Holloway and Bettye Snider have designated their successors as certifiers of the family relationship to Eastman Richard. They are: Rebecca June Holloway and Lisa Diane Snider.
  • All tuition Awards will be made only to direct descendants of Eastman Richard.

Descendant Grant:

A grant for the direct blood descendants of the following contributors to Bacone College;

  • Samuel Richard
  • Walter Starr
  • William McCombs
  • Benjamin Wacoche

Qualifications include:

  • Must provide proof of their heritage (birth certificates and bloodline from tribe).
  • Must apply for Federal Financial Aid with Free Application for Federal Student Aid (FAFSA).
  • Resident Students - This grant applies to Total Cost (excluding books and fees) with Federal Aid (excluding loans) and outside scholarships and grants being applied to room and board first. Any remaining cash-based funds will be applied to tuition. This grant will be used to make up the difference and can be reduced as other funds are applied.
  • Commuter students - This grant will cover any remaining tuition cost after Federal Aid (excluding loans) and outside scholarships and grants are applied.
  • If the student does not qualify for any Federal Aid except for loans, and no outside resources, the grant will cover tuition only.

Christian Ministry Scholarships

Praise Team – A mixed contemporary praise and worship ensemble that leads worship in chapel, Wednesday Night Worship, and travels to churches. Amounts of scholarships vary. (GPA requirement to maintain scholarship: 2.5)

Gospel Choir – A mixed soulful Gospel ensemble that leads worship in chapel, Wednesday Night Worship, and travels to churches. Amounts of scholarships vary. (GPA requirement to maintain scholarship: 2.5)

Worship Arts – Students who prepare visuals, run sound, and perform drama in chapel, Wednesday Night Worship, and travel to churches. Amounts of scholarships vary. (GPA requirement to maintain scholarship: 2.5)

Christian Ministry – Christian Ministry Majors who plan chapel and Wednesday Night Worship and travel to churches. (GPA requirement to maintain scholarship: 2.5)



[1] GI Bill is a registered trademark of the U.S. Department of Veterans Affairs (VA).  More information about education benefits offered by VA is available at the official U.S. government website at http://www.benefits.va.gov/bill.

[2] GI Bill is a registered trademark of the U.S. Department of Veterans Affairs (VA).  More information about education benefits offered by VA is available at the official U.S. government website at http://www.benefits.va.gov/bill.